To find out if you have workers' compensation coverage in Texas, you should speak with your employer. Many employers are required to carry workers' compensation insurance, but some are not.
You can also check with the Texas Department of Insurance, Division of Workers' Compensation (DWC) to find out if your employer is required to carry workers' compensation insurance, and if they have the coverage in place. The DWC provides a free online service called the Employer Status Search tool, which allows you to search for an employer by name or by their Federal Employer Identification Number (FEIN) to see if they have a valid workers' compensation insurance policy.
Additionally, you can check with your union or professional association to see if you have workers' compensation coverage as part of your membership.
It's important to note that even if your employer is not required to carry workers' compensation insurance, you may still be eligible for benefits under the Texas Workers' Compensation Act if you are injured on the job.
If you have any doubts or confusion about your coverage you can consult an attorney who will be able to give you the best advice and help you to navigate the process.
Keith & Lorfing is here to help. Call us today.